Beginning on Monday, November 10th, CitiFinancial Canada will no longer make loans above 95% loan-to-value. 95% loan-to-value uninsured refinances will still be available through CitiFinancial branches, but no longer through brokers.
Therefore, as of November 10th, 100% refinance will no longer exist. Citi Financial has been the only one that will do 100% refinance.
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